USD.o Chain is a next-generation, modular blockchain infrastructure built to power decentralized stablecoin applications, algorithmic treasury management, and AI-augmented DeFi experiences.
USD.o is not just a stablecoin. It is a complete financial engine built on blockchain principles:
- Decentralized
- Transparent
- AI-integrated
- Cross-chain operable
| Module | Description |
|---|---|
USD.o Token |
Multi-chain stablecoin backed by reserves (USD, BTC, ETH) |
Vault Engine |
Manages minting, burning, and collateral management |
oGOV Token |
DAO voting token with Soulbound identity layers |
Bridge Engine |
Secure cross-chain token bridge with oracle-based validation |
Rust Node |
High-performance PoS/dPoS validator implementation |
USD.o Wallet |
Biometric, Web3-enabled, fiat on/off ramps |
USD.o Explorer |
Real-time block/tx/DAO explorer |
- Smart Contracts: Solidity (ERC-20), Rust (Runtime)
- Node: Rust + WASM runtime, Tendermint-based consensus
- Bridge: Chainlink, LayerZero, IBC (Cosmos-compatible)
- Storage: IPFS for metadata, zk-proofs for KYC
- CertiK and Chainproof audit-ready
- zk-KYC identity module (optional)
- AI-powered fraud and anomaly detection
- Treasury reserves viewable via Chainlink oracles
- Modular AML/KYC integration for CBDC frameworks
- Risk engine: Transactional scoring
- Portfolio AI: Optimization and diversification suggestions
- Governance AI assistant: Community proposal support bot
- Oracle monitor: Real-time anomaly detection in reserve reports
- Governance Token:
oGOV - DAO Layers:
- ✅ Basic Voter (Free)
- 🏅 Verified (KYC/SBT holders)
- 👑 Delegates (High-stake actors)
- Voting System: Quadratic Voting with decay
- Treasury managed by DAO multi-sig
| Stage | Date (Estimated) | Details |
|---|---|---|
| Testnet Alpha | Q3 2025 | Initial validator testing, smart contract deployment |
| Testnet Beta | Q4 2025 | Explorer, DAO voting, wallet integration |
| Mainnet Launch | Q1 2026 | Governance token airdrop, full product suite |