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Add risk vs insurance analysis for bad-drivers dataset #350

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13 changes: 13 additions & 0 deletions bad-drivers/analysis/README.md.txt
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# Bad Drivers – Risk & Insurance Impact Analysis

This analysis explores how fatal crash risk, drunk driving, and driver behavior
relate to insurance premiums and insurer losses across U.S. states.

It answers questions like:
- Do high-risk states pay more for insurance?
- Are some states underpriced relative to their crash risk?
- Does alcohol-impaired driving increase insurer losses?
- Are drivers in high-risk states paying appropriately higher insurance premiums?

Data source: FiveThirtyEight Bad Drivers dataset
Tools: Python, Pandas
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