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Krono Finance 🕒

Your All-in-One DeFi Hub on Lisk
A decentralized all-in-one DeFi platform for emerging economies


🌍 Vision

Krono Finance is building a decentralized financial system tailored for the next billion Web3 users — starting in Southeast Asia.

We aim to provide seamless, low-cost, and permissionless access to essential financial tools: lending, borrowing, staking, swapping, and yield strategies — all in one composable protocol.

Our MVP focuses on Lending & Borrowing, built on Lisk’s Ethereum Layer 2, and powered by the IDRX stablecoin (Indonesian Rupiah-pegged).


⚡ MVP: Lending & Borrowing

The first module of Krono Finance provides a decentralized market where users can:

🟢 Lend

Supply supported assets (e.g., IDRX) to earn interest.

🔴 Borrow

Lock your crypto as collateral and borrow against it with dynamic interest rates.

🔐 Secure

Over-collateralized loans reduce protocol risk. Liquidation logic ensures solvency.


🎯 The Problem We Solve

Traditional finance in emerging markets is:

  • 🏦 Centralized and exclusionary
  • 💸 Costly and inefficient
  • 💤 Lacking real yield or DeFi options

Krono Finance solves this by:

  • Launching on Lisk, an Ethereum L2 with near-zero gas fees.
  • Using IDRX, a local stablecoin that resonates with Indonesian users.
  • Enabling seamless onboarding via Xellar Kit Wallet.
  • Building modular DeFi infrastructure that can expand quickly from lending to looping strategies.

🔧 Built With

Stack Tech
Smart Contracts Solidity + Foundry
Network Lisk Network (Ethereum L2)
Wallet Xellar Kit Wallet SDK
Stablecoin IDRX (Indonesian Rupiah)
Frontend NextJs, Tailwind

🔗 Core Features

💸 Lending & Borrowing

  • Supply your crypto to earn yield
  • Borrow crypto against your collateral

🔁 Swap & DEX Aggregator (Upcoming)

  • Swap tokens directly within the platform.
  • Optimize for lowest slippage & fees.

🔒 Staking (IDRX & GOV Token) (Upcoming)

  • Stake IDRX to earn boosted rewards.
  • Future governance token staking.

📈 Looping Strategies (Upcoming)

  • Automate lending/borrowing loops.
  • Boost APY through leverage.

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Your All-in-One DeFi Hub on Lisk

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